Privacy Policy

Overview

Should I Pay My Student Loan? is a free calculator tool. We are committed to keeping things simple and respecting your privacy. This policy explains what data we do and do not collect.

No Accounts or Registration

This site does not require you to create an account, sign in, or provide any personal information to use the calculator.

Calculator Inputs

When you use the calculator, the values you enter (such as salary, loan balance, and investment assumptions) are sent to our server to perform the calculation. These inputs are not stored or logged. They are used only to generate your results and are discarded immediately after the response is returned.

Server Logs

Like most websites, our web server automatically records basic request metadata in its logs. This may include your IP address, the page you requested, your browser type, and the date and time of your visit. These logs are used solely for diagnosing technical issues and are not used for tracking or analytics.

Cookies and Tracking

This site does not use cookies for analytics or advertising. We use a simple, privacy-friendly analytics service to understand overall site usage (such as total page views and referrers). It does not use cookies, does not store information on your device, and does not track you across websites. The data is used only in aggregate to understand how the site is being used.

Third-Party Data Sharing

We do not sell your data. Our analytics provider processes limited, anonymous usage data solely to provide website statistics.

Changes to This Policy

If we make changes to this privacy policy, we will update the date at the top of this page.